:root{--ink:#000000;--muted:#536079;--line:#d9e2e5;--bg:#f6f7fa;--green:#F68900;--teal:#082575;--dark:#000000;--white:#fff;--amber:#fff2d6}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--bg);font-size:16px;line-height:1.5}button,input,textarea,select{font:inherit}button,a,input,select,textarea{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button:focus-visible,a:focus-visible{outline:3px solid #227eec;outline-offset:4px}input:focus,textarea:focus,select:focus{outline:2px solid var(--teal);outline-offset:1px}button:disabled{cursor:not-allowed;opacity:.5}button{border:0}a{color:var(--teal)}.sidebar{position:fixed;left:0;top:0;bottom:0;width:238px;background:var(--dark);color:white;padding:32px 24px;display:flex;flex-direction:column}.brand{color:white;text-decoration:none;width:max-content;line-height:1.1}.brandmark{font-size:36px;font-weight:800;letter-spacing:-2px}.brandmark span{color:var(--green);font-size:19px;padding-left:5px}.brandcaption{display:block;letter-spacing:6px;font-size:10px;margin-top:5px}.sidebar-label{font-size:10px;letter-spacing:2px;color:#9babaf;margin:58px 0 16px}.step{display:flex;gap:12px;width:100%;text-align:left;color:#b9c6cb;background:transparent;padding:13px 0;align-items:flex-start}.step-number{flex:none;width:29px;height:29px;display:grid;place-items:center;border:1px solid #45545d;border-radius:50%;font-size:12px}.step.active{color:white}.step.active .step-number{background:var(--green);border-color:var(--green);color:var(--ink)}.step strong{display:block;font-size:13px;font-weight:500;line-height:1.4}.step small{display:block;font-size:10px;margin-top:4px;color:#9aaeb7}.sidebar-bottom{margin-top:auto}.small-tag{font-size:9px;letter-spacing:1.6px;color:var(--green)}.sidebar-bottom p{color:#b4c2c9;font-size:15px;line-height:1.8}.subtle{padding:0;background:none;color:#cccccc;font-size:11px;text-align:left}.workspace{margin-left:238px;min-height:100vh}.topbar{min-height:80px;padding:18px 38px;border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;background:white;gap:16px;font-size:13px}.live-dot{display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--teal);margin-right:9px}.top-actions{display:flex;gap:6px;flex-wrap:wrap}.quiet{border:1px solid var(--line);background:white;border-radius:6px;padding:8px 12px;font-size:12px;color:var(--ink)}.quiet:hover{background:#fff3e4}main{padding:40px;max-width:1440px;margin:auto}footer{padding:18px 40px;font-size:11px;color:var(--muted);border-top:1px solid var(--line);margin:0 40px}.eyebrow{font-size:11px;font-weight:bold;letter-spacing:1.6px;color:var(--teal);text-transform:uppercase}.intro{max-width:760px;margin:12px 0 35px}.intro h1{font-size:44px;line-height:1.16;letter-spacing:-1.5px;font-weight:600;margin:15px 0 18px}.intro p{color:var(--muted);font-size:18px;max-width:610px}.pill{display:inline-block;border:1px solid var(--line);border-radius:30px;padding:5px 10px;font-size:11px;background:white}.hero-grid{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(280px,.8fr);gap:24px}.panel{background:white;border:1px solid var(--line);border-radius:12px;padding:30px}.panel h2{font-size:20px;margin:0 0 16px}.section-preview{display:flex;gap:16px;padding:16px 0;border-bottom:1px solid var(--line)}.section-preview:last-child{border:0}.preview-num{color:var(--teal);font-size:13px;padding-top:3px}.section-preview h3{margin:0;font-size:16px}.section-preview p{margin:4px 0 0;color:var(--muted);font-size:13px}.start-panel{background:var(--dark);color:white;display:flex;flex-direction:column}.start-panel p{color:#bdcbd1;font-size:14px}.start-panel h2{font-size:26px;line-height:1.3}.start-panel .primary{margin-top:20px;width:100%}.demo{color:var(--green);background:none;padding:16px 0;font-size:13px;text-align:left}.hint-box{background:#fff3e4;padding:18px;border-radius:8px;color:#082575;font-size:13px;margin-top:24px}.start-panel .hint-box{background:#1d1d1d;color:#ffffff;margin-top:auto}.primary{background:var(--green);color:var(--ink);padding:12px 21px;font-size:14px;font-weight:bold;border-radius:7px;display:inline-flex;align-items:center;justify-content:center;gap:16px}.primary:hover{background:#ed8100}.secondary{background:white;color:var(--ink);border:1px solid var(--line);border-radius:7px;padding:11px 17px;font-size:13px}.secondary:hover{border-color:var(--teal)}.call-layout{display:grid;grid-template-columns:minmax(0,1fr) 290px;gap:25px;align-items:start}.question-card{padding:32px 36px;min-height:490px}.question-top{display:flex;justify-content:space-between;align-items:center;gap:12px}.counter{font-size:12px;color:var(--muted)}.progress{height:4px;background:#e8eeee;margin:18px 0 28px;border-radius:4px}.progress span{display:block;height:100%;background:var(--teal);border-radius:4px;transition:width .2s}.branch{font-size:11px;color:var(--teal);font-weight:bold;background:#eef1fa;padding:5px 10px;display:inline-block;border-radius:4px;margin-bottom:14px}h1.question{font-size:29px;line-height:1.32;letter-spacing:-.5px;margin:0 0 12px;font-weight:600}.question-hint{font-size:14px;color:var(--muted);margin:0 0 24px;max-width:650px}.answers{display:grid;gap:10px;grid-template-columns:repeat(2,minmax(0,1fr));margin:24px 0}.answer{padding:14px 16px;background:white;border:1px solid var(--line);border-radius:8px;text-align:left;display:flex;align-items:center;gap:12px;font-size:14px;min-height:56px;color:var(--ink)}.answer:hover{border-color:var(--teal);background:#f8fbf9}.answer.selected{background:#fff3e4;border-color:var(--teal)}.choice-mark{width:17px;height:17px;border:1px solid #8d9ba1;border-radius:50%;flex:none}.answer.selected .choice-mark{background:var(--teal);border:4px solid #f6c993}.multi .choice-mark{border-radius:4px}.answer.selected .choice-mark:after{content:''}.field{width:100%;border:1px solid #a6b4bb;border-radius:7px;padding:14px;background:white;color:var(--ink);font-size:18px}.field::placeholder{color:#86959b}textarea.field{min-height:135px;resize:vertical;line-height:1.5}.amount-wrap{position:relative}.amount-wrap span{position:absolute;top:12px;left:15px;font-size:22px;color:var(--muted)}.amount-wrap input{padding-left:40px;font-size:26px}.notes-block{margin:23px 0 18px}.notes-block summary{font-size:12px;color:var(--muted);cursor:pointer}.notes-block textarea{margin-top:12px;min-height:74px;font-size:14px}.navigation{display:flex;justify-content:space-between;gap:15px;border-top:1px solid var(--line);padding-top:24px;margin-top:26px;align-items:center}.skip-row{display:flex;align-items:center;gap:16px;margin:18px 0 0}.text-button{background:none;padding:0;color:var(--muted);font-size:12px;text-decoration:underline;text-underline-offset:3px}.helper-note{font-size:11px;color:var(--muted);margin:12px 0 0}.recap{padding:23px;position:sticky;top:22px}.recap h2{font-size:14px;margin-bottom:16px}.recap .divider{height:1px;background:var(--line);margin:22px 0}.recap-label{font-size:10px;text-transform:uppercase;letter-spacing:1px;color:var(--muted);margin-top:16px}.recap-value{font-size:14px;font-weight:600;word-break:break-word}.recap-link{background:none;padding:0;color:var(--ink);text-align:left}.need-item{font-size:12px;border-left:2px solid var(--green);padding-left:10px;margin:12px 0}.coach{background:#fff3e4;border-radius:6px;padding:12px;font-size:12px;margin-top:22px;line-height:1.7}.status-badge{display:inline-flex;padding:3px 8px;font-size:10px;border-radius:20px;background:#edf0fa;color:#082575}.status-badge.missing{background:#fff1d2;color:#79621a}.debt-row{background:#f5f8f7;border:1px solid var(--line);padding:16px;margin:12px 0;border-radius:8px}.debt-fields{display:grid;grid-template-columns:1fr 1fr;gap:12px}.debt-fields label{font-size:11px}.debt-fields input,.debt-fields select{display:block;width:100%;padding:10px;border:1px solid #a6b4bb;border-radius:4px;font-size:14px;margin-top:4px}.remove{color:#9e3c32;font-size:11px;margin-top:12px;background:none}.page-heading{display:flex;justify-content:space-between;align-items:flex-start;gap:20px;margin-bottom:25px}.page-heading h1{font-size:32px;margin:8px 0}.page-heading p{font-size:14px;color:var(--muted);margin:0}.tabs{display:flex;gap:8px;margin:24px 0;flex-wrap:wrap}.tab{background:white;border:1px solid var(--line);padding:10px 17px;border-radius:7px;font-size:13px}.tab.active{background:var(--dark);color:white;border-color:var(--dark)}.review-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:22px}.route-card{padding:25px;background:white;border:1px solid var(--line);border-radius:10px;margin-bottom:14px}.route-card h2{font-size:19px;margin:9px 0 12px}.route-card p{font-size:14px;margin:8px 0}.route-card .check{color:var(--muted);font-size:12px;border-top:1px solid var(--line);padding-top:12px;margin-top:16px}.notice{border:1px solid #edd49b;background:var(--amber);border-radius:8px;padding:15px 18px;font-size:13px;margin-bottom:20px}.checklist{list-style:none;padding:0;margin:15px 0}.checklist li{font-size:13px;margin:12px 0;padding-left:20px;position:relative}.checklist li:before{content:'□';position:absolute;left:0;color:var(--teal)}.source-links{font-size:12px;line-height:1.8}.source-links a{display:block}.record-list{display:grid;gap:12px}.record{padding:17px;background:#f4f5fa;border:1px solid var(--line);border-radius:7px;display:flex;justify-content:space-between;gap:15px;align-items:center}.record h3{font-size:15px;margin:0}.record p{font-size:12px;color:var(--muted);margin:4px 0}.review-section{background:white;border:1px solid var(--line);border-radius:9px;margin-bottom:18px;padding:24px}.review-section h2{font-size:19px;margin:0 0 16px}.review-row{border-top:1px solid var(--line);padding:14px 0;display:grid;grid-template-columns:1fr 1.1fr 45px;gap:15px;font-size:13px}.review-answer{white-space:pre-wrap;overflow-wrap:anywhere}.edit{font-size:11px;background:none;color:var(--teal);padding:0}.email-editor{width:100%;min-height:580px;font-family:Arial,sans-serif;font-size:15px;line-height:1.65;resize:vertical;border:1px solid var(--line);border-radius:8px;padding:22px;margin:18px 0}.email-subject{margin:15px 0}.email-subject label{display:block;font-size:12px;margin-bottom:8px}.email-actions{display:flex;gap:10px;flex-wrap:wrap}.plain-summary{white-space:pre-wrap;font-family:Arial,sans-serif;font-size:13px;line-height:1.7;overflow-wrap:anywhere}.error{color:#a23328;font-size:13px;margin-top:10px}#toast{position:fixed;bottom:28px;left:50%;transform:translateX(-50%);background:var(--dark);color:white;padding:12px 20px;border-radius:7px;box-shadow:0 4px 20px #0002;font-size:13px;display:none;z-index:30}dialog{max-width:740px;width:calc(100% - 40px);max-height:85vh;border:0;border-radius:12px;padding:35px;box-shadow:0 18px 60px #0004}dialog::backdrop{background:#0c1c2699}.dialog-close{position:absolute;top:12px;right:15px;background:none;font-size:26px;color:var(--muted)}dialog h2{font-size:25px;margin:0 0 15px}dialog p{font-size:14px;color:var(--muted)}.muted{color:var(--muted)}.small{font-size:12px}.nowrap{white-space:nowrap}.print-only{display:none}@media(min-width:1400px){main{padding:48px 55px}.question-card{padding:38px 44px}}@media(max-width:1150px){.sidebar{width:198px;padding:28px 18px}.workspace{margin-left:198px}main{padding:28px}.topbar{padding:18px 28px}.call-layout{grid-template-columns:minmax(0,1fr)}.recap{position:static;display:none}.review-grid{grid-template-columns:1fr}.question-card{padding:28px}.hero-grid{grid-template-columns:1fr}.start-panel .hint-box{margin-top:24px}}@media(max-width:700px){.sidebar{position:static;width:auto;padding:17px 20px}.brandmark{font-size:27px}.brandcaption,.sidebar-label,.sidebar-bottom{display:none}.sidebar nav{display:flex;gap:9px;margin-top:18px}.step{padding:0;flex:1;display:block}.step-number{width:25px;height:25px;margin-bottom:7px}.step strong{font-size:10px}.step small{display:none}.workspace{margin:0}.topbar{padding:15px 18px;display:block}.top-actions{margin-top:12px}.quiet{font-size:10px;padding:6px 9px}main{padding:22px 16px}.intro h1{font-size:34px}.intro p{font-size:16px}.panel{padding:22px}.question-card{padding:23px 20px}h1.question{font-size:25px}.answers{grid-template-columns:1fr}.answer{min-height:50px}.question-top{align-items:flex-start}.counter{font-size:10px}.eyebrow{font-size:10px}.navigation{gap:8px}.primary{padding:11px 15px;font-size:13px}.secondary{padding:10px 13px;font-size:12px}.page-heading{display:block}.page-heading .email-actions{margin-top:17px}.review-row{grid-template-columns:1fr 40px}.review-row>div:first-child{grid-column:1/-1}.debt-fields{grid-template-columns:1fr}.record{display:block}.record .email-actions{margin-top:12px}footer{margin:0 16px;padding:20px 0}.tab{font-size:12px;padding:8px 10px}.email-editor{padding:15px;font-size:14px}dialog{padding:30px 22px}}@media print{.sidebar,.topbar,footer,.tabs,.email-actions,.edit,.navigation,button,#toast{display:none!important}.workspace{margin:0}main{padding:0}.panel,.review-section,.route-card{border:0;break-inside:avoid;padding:12px 0}.review-grid{display:block}.page-heading h1{font-size:25px}.email-editor{border:0;min-height:0;display:none}.print-only{display:block;white-space:pre-wrap}.question-card{display:none}body{background:white}}

/* TMS brand palette from the supplied brand guide. */
.brand{display:block;background:white;padding:12px 6px;border-radius:6px;width:190px;max-width:100%}.brand-logo{display:block;width:175px;max-width:100%;height:auto}.print-brand{display:none}.call-tools{display:flex;justify-content:space-between;align-items:center;margin-top:18px;gap:12px}.call-tools>span{font-size:10px;letter-spacing:1.2px;color:#536079}.call-tools .quiet{font-size:11px}.skip-row{flex-wrap:wrap}.record-fields{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:18px 0}.record-fields label{font-size:13px;color:#333}.record-fields .field{display:block;margin-top:8px;font-size:15px;padding:11px}.record-long textarea{min-height:95px}.recording-details{border-top:1px solid var(--line);padding-top:20px;margin-top:28px}.recording-details summary{cursor:pointer;font-weight:bold;font-size:14px}.recording-details .field{display:block;margin:8px 0 17px;font-size:15px}.status-badge.documents{background:#eaf0ff;color:#082575}.sidebar .brand{margin-bottom:0}.sidebar .step.active .step-number{color:#000000}.coach{color:#000000}.start-panel .demo{color:#ffa83d}.primary{color:#000000}.answers .answer.selected{border-color:#082575}.sidebar-bottom{padding-top:20px}.intro .pill{border-color:#e1d4c2}.question-card{border-top:4px solid #F68900}.review-section h2{color:#082575}.recap{border-top:4px solid #082575}.start-panel .small-tag{color:#ffa83d}
@media(max-width:1150px){.sidebar{width:214px}.workspace{margin-left:214px}.brand{width:178px;padding:10px 1px}.brand-logo{width:175px}}
@media(max-width:700px){.sidebar{width:auto}.workspace{margin-left:0}.brand{width:187px;padding:8px 6px}.sidebar nav{overflow-x:auto}.step{min-width:63px}.record-fields{grid-template-columns:1fr}.call-tools{align-items:center}.call-tools>span{font-size:9px}.call-tools .quiet{font-size:10px}.question-top{flex-wrap:wrap}.recording-details textarea{min-height:140px}}
@media print{.print-brand{display:block;margin-bottom:20px}.print-brand img{width:190px;height:auto}.call-tools{display:none}}
.email-preview{border:1px solid var(--line);border-radius:8px;background:white;padding:26px;margin:20px 0;font-size:15px;line-height:1.65;max-width:850px;overflow-wrap:anywhere}.email-edit-block{margin:18px 0}.email-edit-block summary{cursor:pointer;font-size:13px;color:#082575}.need-priorities{display:grid;gap:12px;margin:18px 0}.need-priority{display:grid;grid-template-columns:1fr 240px;gap:20px;align-items:center;padding:15px;border:1px solid var(--line);border-radius:7px;font-size:14px}.need-priority .field{font-size:13px;padding:10px}.need-priority small{color:var(--muted)}
@media(max-width:700px){.need-priority{grid-template-columns:1fr;gap:8px}.email-preview{padding:18px;font-size:14px}}
@media print{.email-edit-block,#emailPrint{display:none!important}.email-preview{border:0;padding:0;margin:0;max-width:none}}